• Lease Finance

    General Lease

    • Asset backed financing against industrial machinery, commercial equipment’s, office equipment’s, generators, vehicles, vessels, etc.
    • Financing may be extended up to 100% of the cost
    • Usually for a tenure of 2 to 5 years
    • Repayment through monthly or quarterly rentals
    • Rentals may be equal or structured (step-up, step-down, bullet, etc.)
    • Legal ownership remains in the name of CVCFL throughout lease period
    • Ownership is transferred to the client at the end of term,full settlement of the loan account

    Sale & Lease Back

    • Financing against any of the existing (already procured/in-use) industrial machinery, commercial equipment, office equipment, generators, vehicles, vessels, etc.
    • Financing may be extended up to 80% of the written down value (cost net of depreciation) depending on the condition of the machine
    • Usually for a tenure of 3 to 5 years depending on original date of purchase and current condition of the asset
    • Repayment through monthly or quarterly rentals
    • Rentals may be equal or structured (step-up, step-down, bullet, etc.)
    • Ownership is transferred to CVCFL at the time of financing and remains in the name of CVCFL throughout lease period
    • Ownership is re-transferred to the client at the end of term,full settlement of the loan account

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • Term Finance

    Term Loan

    • For meeting various regular capital/fixed expenditures like balancing of production line, modernization of manufacturing process, expansion / replacement of capacity and space,working capital requirement etc.
    • Usually for a tenure of 1 to 5 years
    • Repayment through monthly or quarterly installments
    • Installments may be equal or structured (step-up, step-down, bullet, etc.).

    Bridge Financing

    • Financing for any interim period to maintain liquidity while waiting for an anticipated reasonable cash inflow
    • Provided to the companies before their IPO to cover elated expenses
    • Once the IPO is completed, the cash from the offering will be immediately utilized to payoff the loan liability. Hence repayment is generally through bullet payments.
    • Tenure is up to 12 months

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • WORK ORDER FINANCE

     

    • Provided to corporate entities to finance work orders that they receive from private, Government, and multi-national companies and defense authorities.
    • Financing may be extended up to 65% of the work order cost.The payment to be received from the contracts should be fully assigned in favor of CVCFL, which will then facilitate direct payment of the receivables to us when the work order is completed.
    • Tenure is up to 12 months

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • Fees, Charges & Rates

     

    CAPM Venture Capital and Finance Limited
    Head Office, Dhaka 
    Corporate Division : Fees and Charges 
    Sl Fees/Charges Loan Lease
    1 Documentation Fee BDT 5000 + VAT BDT 5000 + VAT
    2 Processing Fee Up to 1% but  Minimum Tk 5000 + VAT Up to 1% but  Minimum Tk 5000 + VAT
    3 Service Charge
    4 Prepayment Charges 1%-2%+VAT 1%-2%+VAT
    5 Foreclosure Fee 1%-2%+VAT 1%-2%+VAT
    6 Asset transfer fee - lease N/A Up to 0.50% but minimum Tk 2000+VAT
    7 Legal expenses At actual, directly paid to third party by client At actual, directly paid to third party by client
    8 Late Payment fees 2-3% above lending rate 2-3% above lending rate
    9 Issuance of Transfer Documents N/A - First time - Free
     Duplicate issuance - TK. 2,000+VAT
    10 Payment Guarantee Fee 0.40%(max) on quarterly basis +VAT 0.40%(max) on quarterly basis +VAT
    18 Issuance of any certificate/statement after settlement of facility *Duplicate but within one year after settlement - TK. 2,000.00+VAT *Duplicate but within one year after settlement - TK. 2,000.00+VAT
    *Duplicate but after one year of settlement - TK. 3,000.00+VAT *Duplicate but after one year of settlement - TK. 3,000.00+VAT
    11 Issuance of any certificate/statement/letter within contract period - First time - Free - First time - Free
    - Duplicate Issuance - TK. 1,000+VAT - Duplicate Issuance - TK. 1,000+VAT
    12 Issuance of any certificate/statement after settlement of facility - First time - Free - First time - Free
    Duplicate but within one year after settlement - TK. 2,000+VAT Duplicate but within one year after settlement - TK. 2,000+VAT
    Duplicate but after one year of settlement - TK. 3,000+VAT Duplicate but after one year of settlement - TK. 3,000+VAT
    13 Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT
    14 CIB Inquiry charge(inclusive VAT) Tk.1,000 Tk.1,000
  • Contacts

    Md. Sadique Al Anam

    Assistant Vice President