• Lease Finance

    General Lease

    • Asset backed financing against industrial machinery, commercial equipment’s, office equipment’s, generators, vehicles, vessels, etc.
    • Financing may be extended up to 100% of the cost
    • Usually for a tenure of 2 to 5 years
    • Repayment through monthly or quarterly rentals
    • Rentals may be equal or structured (step-up, step-down, bullet, etc.)
    • Legal ownership remains in the name of CVCFL throughout lease period
    • Ownership is transferred to the client at the end of term,full settlement of the loan account

    Sale & Lease Back

    • Financing against any of the existing (already procured/in-use) industrial machinery, commercial equipment, office equipment, generators, vehicles, vessels, etc.
    • Financing may be extended up to 80% of the written down value (cost net of depreciation) depending on the condition of the machine
    • Usually for a tenure of 3 to 5 years depending on original date of purchase and current condition of the asset
    • Repayment through monthly or quarterly rentals
    • Rentals may be equal or structured (step-up, step-down, bullet, etc.)
    • Ownership is transferred to CVCFL at the time of financing and remains in the name of CVCFL throughout lease period
    • Ownership is re-transferred to the client at the end of term,full settlement of the loan account

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • Term Finance

    Term Loan

    • For meeting various regular capital/fixed expenditures like balancing of production line, modernization of manufacturing process, expansion / replacement of capacity and space,working capital requirement etc.
    • Usually for a tenure of 1 to 5 years
    • Repayment through monthly or quarterly installments
    • Installments may be equal or structured (step-up, step-down, bullet, etc.).

    Bridge Financing

    • Financing for any interim period to maintain liquidity while waiting for an anticipated reasonable cash inflow
    • Provided to the companies before their IPO to cover elated expenses
    • Once the IPO is completed, the cash from the offering will be immediately utilized to payoff the loan liability. Hence repayment is generally through bullet payments.
    • Tenure is up to 12 months

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • WORK ORDER FINANCE

     

    • Provided to corporate entities to finance work orders that they receive from private, Government, and multi-national companies and defense authorities.
    • Financing may be extended up to 65% of the work order cost.The payment to be received from the contracts should be fully assigned in favor of CVCFL, which will then facilitate direct payment of the receivables to us when the work order is completed.
    • Tenure is up to 12 months

    ELIGIBILITY

    • Legitimate corporate entities.
    • Potential business prospects.
    • Organizations with successful business track records (Except for Greenfield projects).
    • Organizations with sound repayment history
  • Fees, Charges & Rates

     

  • Contacts

    Md. Sadique Al Anam

    Assistant Vice President