• Loan Rate

    CAPM Venture Capital and Finance Limited
    Head Office, Dhaka 
    Loan Rate 
    Corporate, SME & Women Entrepreneurship Maximum Rate
    Lease Finance 13.00%
    Term Finance 13.00%
    Project Finance 13.00%
    Working Capital Finance 13.00%
    Short Term Finance 12.50%
    Syndication Finance 13.00%
    Work Order Finance 13.00%
    Institutiional Investment 13.00%
    Project/Commercial Housing Finance 13.50%
    Factoring Finance 13.50%
    Reverse Factoring 13.50%
    Supplier/Distributor Finance 13.50%
    SME Finance 17.00%
    Women Entrepreneur Finance 12.50%
    Retail/Consumer Division  Maximum Rate
    Auto/Car Loan 13.00%
    Lease Finance for Vehicles 13.00%
    Loan Against TDR 3% above TDR Rate
    Individual Housing Loan 13.00%
    Project Finance 13.00%
    Agriculture and Green Finance  Maximum Rate
    For Refinance Scheme Max 4% above the refinance rate
    Other than refinance Scheme 13.00%
  • Fees and Charges SME

    CAPM Venture Capital and Finance Limited
    Head Office, Dhaka 
    SME Division : Fees and Charges 
    Sl Fees/Charges SME-MEF SME-SEF Supplier Finance
    1 Appraisal Fee Up to 1% but minimum Tk 5000 + VAT Up to 1% but minimum Tk 5000 + VAT Up to 0.5%  but minimum Tk 3000+ VAT
    2 Processing fee Up to 1% but minimum Tk 5000 + VAT Up to 1% but minimum Tk 5000 + VAT Up to 0.5%  but minimum Tk 3000+ VAT
    3 Renewal fee N/A N/A Up to 0.5%  but minimum Tk 3000+ VAT
    4 Late Payment fee Interest rate + Max 3% of overdue amount Interest rate + Max 3% of overdue amount Interest rate + Max 3% of overdue amount
    5 Bill discounting charge N/A N/A Up to 0.50%
    6 Documentation fee (Loan without Mortgage) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 1500+VAT, whichever is higher (not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
    Documentation fee (Loan with Mortgage) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower) At actual or Tk 8,650+VAT (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) whichever is higher (however, not more than 0.50% of the sanctioned amount or BDT 200,000 whichever is lower)
    7 Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
    8 Legal charges At actual At actual At actual
    9 Land valuation charge At actual At actual At actual
    10 Prepayment charge Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
    11 Foreclosure fee Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
    12 Lease assets transfer fee Up to 1% but min Tk 1000+VAT  Up to 2% but min Tk 1500+VAT N/A
    13 Redemption of Mortgage  At Actual  At Actual  At Actual
    14 Issuance of any certificate/statement/letter within contract period - First time - Free - First time - Free - First time - Free
    Duplicate issuance Tk 1000 + VAT Duplicate issuance Tk 1000 + VAT Duplicate issuance Tk 1000 + VAT
    15 Issuance of any certificate/statement after settlement of facility - First time - Free. - First time - Free. - First time - Free.
    Duplicate but within one year after settlement -TK.2,000+VAT. Duplicate but within one year after settlement -TK.2,000+VAT. Duplicate but within one year after settlement -TK.2,000+VAT.
    Duplicate but after one year of settlement -TK. 3,000+VAT Duplicate but after one year of settlement -TK. 3,000+VAT Duplicate but after one year of settlement -TK. 3,000+VAT
    16 Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
    17 Delivering of service against facility closed before Five Years of more BDT 3000+VAT BDT 3000+VAT BDT 3000+VAT
    18 Reimbursment of cheque dishonouring charge At actual At actual At actual
    19 Issuance of transfer documents - First time - Free - First time - Free - First time - Free
    Duplicate issuance - Tk. 2,000 to Tk 5,000+VAT Duplicate issuance - Tk. 2,000 to Tk 5,000+VAT Duplicate issuance - Tk. 2,000 to Tk 5,000+VAT
    20 Rescheduling charge N/A N/A N/A
    21 CIB inquiry charge(inclusive VAT) Tk.500 Tk.350 Tk.500
  • Fees and Charges Consumer

    CAPM Venture Capital and Finance Limited
    Head Office, Dhaka 
    Consumer Division : Fees and Charges 
    Sl Title Home Loan Auto Loan Personal Loan
    1 Fee for application form Free Free Free
    2 Documentation fee Tk. 5000+VAT Tk. 5,000 +VAT Tk. 5,000 + VAT
    3 Processing fee Upto 0.50%  + VAT Upto 0.50%+VAT Upto 1%  + VAT
    4 Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual N/A
    5 Prepayment Charges Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
    6 Foreclosure Fee Up to 2%+VAT Up to 2%+VAT Up to 2%+VAT
    7 Reimbursement of cheque management charge At actual At actual At actual
    8 Duplicate tax certificate Tk.500 + VAT Tk.500 + VAT Tk.500 + VAT
    9 Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT Tk.1000 + VAT
    10 CIB inquiry charge(inclusive VAT) Tk.300 Tk.300 Tk.300
    11 Issuance of lien confirmation letter Free Free Free
    12 Tax Certificate (First Time issuance) N/A N/A N/A
    13 Duplicate tax certificate (current year) Tk.500+VAT Tk.500+VAT Tk.500+VAT
    14 Duplicate tax certificate (any pervious year) Tk.500+VAT Tk.500+VAT Tk.500+VAT
    15 Account Statement (First Time) N/A N/A N/A
    16 Account Statement (2nd Time onward) <= 1 year N/A N/A N/A
    17 Account Statement (2nd Time onward) > 1 year N/A N/A N/A
    18 Duplicate Balance Confirmation Certificate N/A N/A N/A
    19 Valuation Fee At Actual At Actual At Actual
    20 Legal Fee At Actual At Actual At Actual
    21 Cheque Clearing Fee At Actual At Actual At Actual
    22 Redemption of Mortgage At Actual At Actual At Actual
    23 Delivering of service against facility closed before Five Years of more N/A N/A N/A
    24 Title deed Tk.1000 N/A N/A
    25 Mortgage Deed Tk.500 N/A N/A
    26 Returning of Documents if Loan is not availed Free Free Free
  • Fees and Charges Corporate

    CAPM Venture Capital and Finance Limited
    Head Office, Dhaka 
    Corporate Division : Fees and Charges 
    Sl Fees/Charges Loan Lease
    1 Documentation Fee BDT 5000 + VAT BDT 5000 + VAT
    2 Processing Fee Up to 1% but  Minimum Tk 5000 + VAT Up to 1% but  Minimum Tk 5000 + VAT
    3 Service Charge
    4 Prepayment Charges 1%-2%+VAT 1%-2%+VAT
    5 Foreclosure Fee 1%-2%+VAT 1%-2%+VAT
    6 Asset transfer fee - lease N/A Up to 0.50% but minimum Tk 2000+VAT
    7 Legal expenses At actual, directly paid to third party by client At actual, directly paid to third party by client
    8 Late Payment fees 2-3% above lending rate 2-3% above lending rate
    9 Issuance of Transfer Documents N/A - First time - Free
     Duplicate issuance - TK. 2,000+VAT
    10 Payment Guarantee Fee 0.40%(max) on quarterly basis +VAT 0.40%(max) on quarterly basis +VAT
    18 Issuance of any certificate/statement after settlement of facility *Duplicate but within one year after settlement - TK. 2,000.00+VAT *Duplicate but within one year after settlement - TK. 2,000.00+VAT
    *Duplicate but after one year of settlement - TK. 3,000.00+VAT *Duplicate but after one year of settlement - TK. 3,000.00+VAT
    11 Issuance of any certificate/statement/letter within contract period - First time - Free - First time - Free
    - Duplicate Issuance - TK. 1,000+VAT - Duplicate Issuance - TK. 1,000+VAT
    12 Issuance of any certificate/statement after settlement of facility - First time - Free - First time - Free
    Duplicate but within one year after settlement - TK. 2,000+VAT Duplicate but within one year after settlement - TK. 2,000+VAT
    Duplicate but after one year of settlement - TK. 3,000+VAT Duplicate but after one year of settlement - TK. 3,000+VAT
    13 Photocopy of land documents Tk.1000 + VAT Tk.1000 + VAT
    14 CIB Inquiry charge(inclusive VAT) Tk.1,000 Tk.1,000