• Deposit Schemes

    Annual Deposit Scheme

    Annual deposit schemes under which customers have the option to choose their own tenor to accomplish any specific plan for family & business with an attractive return.

    Product Features

    • Interest will be paid at the time of maturity
    • Tenor will be 3 months - 5 years
    • Auto renewal facility with interest or without interest
    • Minimum Deposit Tk 50,000

    Cumulative Deposit Scheme

    Deposit in CVCFL Cumulative Deposit fulfills customer wishes to meet substantial future requirements by giving a higher average rate of return at maturity. So, if customers want to keep deposit growing in a safe, secured and convenient way, CVCFL Cumulative Deposit could be the best place for you.

    Product Features

    • Profit will be compounded at the end of each year.
    • Minimum Deposit Tk 50,000
    • Lucrative rate of return at maturity
    • Tenure will be 2 - 5 years

    Income Scheme

    Income Scheme is a term deposit product offered to customers allowing them to earn interest on a Monthly, Quarterly & Half Yearly basis. The product would be mainly targeted towards those clients who would like to invest their fund where they can ensure a monthly, quarterly & half yearly income flow.

    Product Features

    • Interest income is given on a Monthly, Quarterly & Half Yearly basis
    • Tenor will be 1 - 5 years
    • Post Dated Cheque (PDC) will be issued for interest income at the time of issuance of instrument
    • Minimum amount required to open an Income Scheme Deposit is BDT 100,000.

    Multiple Benefit Scheme

    Multiple Benefit Scheme is a long term deposit product offered to Retail, SME and Corporate customers for their long term investment with an aim to multiply their investment. The product would be mainly targeted to those who would like to get a handsome return on their initial investment. The product would especially cater to the requirements of parents and young professionals who want to secure their future.

    Product Features

    • Interest will be cumulative with principal and payable at the time of maturity
    • Benefit of scheme will be 2 times & 3 times
    • Minimum amount required to open a Multiple Benefit Scheme is BDT 100,000

    General Terms and Conditions

    • Mode of payment for deposits through cheque or pay order in favor of “CAPM Venture Capital & Finance Limited.”
    • Deposit amount cannot be en-cashed before completion of Three (3) months as per the rules of Bangladesh Bank
    • Tax, Excise duty & other Govt. charges (if any) will be deducted from deposit account as per Govt. Rules and Regulations as applicable time to time.

    General Key Features

    • Competitive higher interest rate
    • Wide range of deposit products
    • Auto renewal facility
    • Loan facilities against deposits within shortest possible time
    • No account opening or maintenance fee
    • Multiple deposit account opening facility
    • Product switching facility on maturity
    • A dedicated Executive just a call away
  • Deposit Rates

    Deposit Products & Rates Chart


    Term Deposit Scheme

    3 Months


    6 Months


    9 Months


    12 Months



    Cumulative Term Deposit Scheme

    2 Years


    3 Years


    4 Years & Above



    Income Scheme*



    1 - 5 Years



    Half Yearly


    *Any amount starting from Tk. 100,000/-  

    Benefit Scheme*


    6 Years



    10 Years

    *Any amount starting from Tk. 100,000/-

    1. Rates effective from July 26, 2018.
    2. Rates are subject to change at any time without prior notification. Tax, Excise Duty and other Govt. charges (if any) will be deducted as per Govt. Rules as applicable from time to time. These rates are not applicable for Banks & Financial Institutions.
    3. Depositors can avail loan facility up to 90% of their deposited amount.
    4. No encashment of the above deposit will be made before 3 (Three) months.
    5. Unless prior notice is received from the depositor(s), CVCFL will automatically renew the deposit along with accrued interest for the same period at the prevailing rate of interest.
  • Contacts


    Md. Khaled Hossain Choudhury

    Assistant Vice President
      Email: liability@cvcflbd.com
      Phone: +880 (2) 98200756 Ext 111
      Fax :880 (2) 9822027